PRIVACY POLICY

This Privacy Policy is effective from July 23, 2022.

Money Trails provides this Privacy Policy to inform you about our collection, use and disclosure of information when individuals  visit our website

As used in this Privacy Policy, the terms “using” and “processing” information include using cookies on a computer, subjecting the information to statistical or other analysis and using or handling information in any way, including, but not limited to collecting, storing, evaluating, modifying, deleting, combining, disclosing and transferring information within our organization or among our affiliates.

INFORMATION COLLECTION

Information We Collect From You or Other Sources. In the course of using the Service, we may ask you for certain information that can be used to contact or identify you, including, but not limited to, your name, email address, phone number and payment card and billing information and any other information you provide when you communicate with us (“Personal Information”). “Personal Information” does not include aggregated or deidentified information that is maintained in a form that is not reasonably capable of being associated with or linked to an individual.

We collect Personal Information in connection with your registration with the Service and use of the Service. If you decide to register, you must provide a username and you can choose what other information you provide as part of your profile. Other users may see your username on the Service.

We collect any information you submit to us through a “Submit A Request” customer support form, such as contact information and any other information you provide in the inquiry submission.

Information We Collect Automatically. When you use the Service, whether as a registered user of Money Trails our servers automatically record certain technical information from your browser and device, which may include information such as your computer’s IP address, your mobile device identifier, your browser type and version, the webpage you were visiting before you came to the Site, parts of the Service that you use, the time spent on those areas, information you search for on the Site or Apps, access times and dates, and other statistics. We may collect this technical information using “cookies” or similar technologies, such as software development kits, web beacons, pixels or tags.

To manage cookies, an individual may change their browser settings to: (i) notify them when they receive a cookie, so the individual can choose whether or not to accept it; (ii) disable existing cookies; or (iii) set their browser to automatically reject cookies. Please note that doing so may negatively impact an individual’s experience accessing the Service, as some features and services on our Site and Apps may not work properly. Depending on an individual’s device and operating system, they may not be able to delete or block all cookies. In addition, if an individual wants to reject cookies across all their browsers and devices, they will need to do so on each browser on each device they actively use. An individual may also set their email options to prevent the automatic downloading of images that may contain technologies that would allow us to know whether they have accessed our emails and performed certain functions with it.

We may combine the information we receive from you with information (including Personal Information) we obtain from other sources. We may aggregate your information with information collected from other money Trails Users to provide you with a better experience, to improve the quality and value of the Service, and to analyze and understand how the Service is used.

INFORMATION SHARING

We may share your information with third parties as described in this section.

Profile Information. As noted above, when you create a profile on the Service, other registered users may be able to see the information that you include in your profile. You should exercise care in deciding what information to provide.

Service Providers. We may employ third-party companies and individuals to facilitate the Service, to provide the Service on our behalf, to perform Service-related functions (for example, payment processing services, maintenance services, shipping carriers, database management, marketing, security and fraud purposes, web or advertising analytics, and improvement of the Service’s features) or to assist us in analyzing how the Service is used.

Third-Party Referral Partners. To help provide you with better offers, we may work with third-party referral partners. If you visit the Site by linking directly from a third-party website, we may provide the third party with select information about your individual transaction that you made after being referred. In order to track and credit your transaction the third-party website may give you a unique code, cookie or graphic which will uniquely identify you. The presence of a third-party navigation bar at the top of any page on any website is an indication that the third-party website may have access to information about your activity on such website.

Business Transfers. We may sell, transfer or otherwise share some or all of our assets, including your information, in connection with a potential or actual merger, acquisition, reorganization or sale of some or all of our assets or in the event of bankruptcy.

With Consent or Notice. We may share your information with your consent or as otherwise disclosed at the time of data collection or sharing.

Aggregated and Deidentified Information. We may share aggregated or deidentified information without limitation. This includes sharing the types of technical information that we collect as described above (including information that identifies a device), to the extent permitted by law.

CHANGING OR DELETING YOUR INFORMATION

If you have registered with the Service, you may review, update, correct or delete the information in your profile through your profile page.

SECURITY

We use appropriate security measures to protect against the loss, misuse or alteration of your Personal Information. However, it is important to note that no data transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

LINKS TO OTHER SITES

The Service may contain links to other websites and apps. If you click on a third-party link, you will be directed to that third party’s website or app. The fact that we link to a website or app is not an endorsement, authorization or representation of our affiliation with that third party, nor is it an endorsement of their privacy or information security policies or practices. We do not exercise control over third-party websites or apps. These other websites and apps may place their own cookies or other files on your computer, collect data, or solicit information from you. Other sites follow different rules regarding the use or disclosure of the information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit.

OUR POLICY TOWARDS CHILDREN

The Service is not directed to children under the age of 16. We do not knowingly collect Personal Information from children under 16. If a parent or guardian becomes aware that their child has provided us with Personal Information, they should contact us. If we become aware that a child under 16 has provided us with Personal Information, we will delete such information from our files.

UPDATES TO THIS PRIVACY POLICY

We will periodically update this Privacy Policy. When we make changes to this Privacy Policy, we will change the “Last Updated” date at the beginning of this Privacy Policy. If we make material changes to this Privacy Policy, we will notify you by email to your registered email address, by prominently posting on this website or our online Service, or through other appropriate communication channels. All changes shall be effective from the date of publication unless otherwise provided.